Medicare… Medicaid… Medi-WHAT? Here at Cariloop, we deal with Medicaid and Medicare on a daily basis.  It’s easy for people to get the two programs confused and it can have serious consequences when they do.  So, here is just a bit of background that might help ease confusion. Medicaid and Medicare both came into existence […]

During the holidays, it’s easy to get wrapped up in all of your responsibilities: planning parties, welcoming out of town guests, taking care of your kids and taking care of your own parents. With so many things on your plate, thinking about your own health is often the last notch on your list of to-do’s. […]

“Medicare is complicated!” I hear this all the time from family members, clients and the general public. The reality is Medicare is only complicated if we don’t know how it works. Every time I give a presentation on this subject, I begin by taking a poll of the audience to see who has it and who […]

Anyone who has taken on the care of an aging family member knows how time-consuming, complex and expensive it can be. Here are a few basic suggestions to ease the legal and financial struggles of caregiving.   Have the difficult conversations in advance Healthcare and finance are topics that most families do not like to talk […]

Long Term Care Insurance is the financial elephant in the room for many Americans.  The costs of paying for a nursing home or assisted living seem overwhelming, but, then again, so does the prospect of applying for long term care insurance.  If you’re in the planning phase, here are a few things that you should […]

Everybody knows what Medicare — surprisingly — does not cover, like hearing aids and eyeglasses and dental work in most cases. But what too many Medicare recipients do not know is that there are lots of little used, often misunderstood benefits hidden in traditional Medicare. Medicare will pay for wellness screening, alcohol abuse counseling, even a […]