Before I left the Assisted Living world, our company was seeing more and more residents who had long-term care insurance policies. Like all products managed by actuaries, you know that the odds are typically stacked against you when it comes to the consumer coming out on top. I found it odd though, that with long-term […]

Paying for the care of your loved one often comes with an expensive price tag. Most people over 65 years old are likely to receive a monthly Social Security check, but this check alone is typically not enough to pay for in-home care, assisted living or nursing home care. For veterans, however, additional money may […]

This article was written by Dallas startup Take Command Health. TCH has a few tips to help you survive the holidays and sort through the confusion of health insurance. They are just in time as the deadline for open enrollment is December 15th. Take Command Health seeks to make the process of shopping for health […]

Life is full of transitions. From a child’s first day of school to the launching of a young adult’s career to an older adult’s retirement party, these planned transitions can be filled with anticipation and excitement. Life often delivers unexpected transitions, too.  A natural disaster, a medical emergency, the loss of a job; these situations […]

“Medicare is complicated!” I hear this all the time from family members, clients and the general public. The reality is Medicare is only complicated if we don’t know how it works. Every time I give a presentation on this subject, I begin by taking a poll of the audience to see who has it and who […]

Anyone who has taken on the care of an aging family member knows how time-consuming, complex and expensive it can be. Here are a few basic suggestions to ease the legal and financial struggles of caregiving. Have the difficult conversations in advance Healthcare and finance are topics that most families do not like to talk about. […]

Long term care insurance is the financial elephant in the room for many Americans.  The costs of paying for a nursing home or assisted living seem overwhelming, but, then again, so does the prospect of applying for long term care insurance.  If you’re in the planning phase, here are a few things that you should […]

Recently Cariloop has been working to help a significant number of families looking for a new home for loved ones who are currently living in a skilled nursing facility. If you or someone you know are supporting a loved one in a nursing home or anticipate a loved one needing skilled nursing facility services, please […]

  When finding healthcare for yourself or for a loved one, it is very important to understand which payment method you will be using because it could influence the type of care you are able to receive. Private Pay:  Private pay is exactly what it sounds like. Family, friends or the individual in need pays […]